An adviser is an individual or firm that acts on your behalf to make decisions relating to your finances. They can help you decide:
We are unable to give advice on what is the best decision for you.
If you don't have a financial adviser, don't worry - we can help you find one in your area using Unbiased. They offer a free service to access over 26,000 qualified, regulated advisers that are independent of product providers.
A financial adviser may decide to charge you by the hour. The UK average is about £150*. Make sure you get an estimate of how long the work will take.
*MoneyHelper, Guide to financial adviser fees.
Wealth planners who manage a portfolio of assets or investments may take a percentage of the portfolio's value as a payment.
You pay an agreed fee at regular intervals for either a selection of services or full advice and ongoing management of your investments.