• I want to help my clients get what they want from their money

  • Retirement Wealth Account

    Whether your existing clients are looking to build their fund or start accessing their income, this flexible pension can adapt as and when their needs change.

  • Family-walk(2)

    Benefits at a glance

    • Complete flexibility with retirement income - if your existing clients are looking to access their income, we offer a complete choice of pension freedoms retirement income options.
    • Lots of investment choice - choose from our wide range of well governed pension funds. Or upgrade to self- investment for access to property, stocks and shares, mutual funds or Discretionary Fund Managers (if applicable under the product Terms and Conditions).We don't charge to carry out fund switches*
    • Freedom to change or top up contributions - increase, reduce, stop, top up contributions, or transfer in from other pension plans - with no minimum amounts.
    • Save time with automatic portfolio rebalancing+ - so you don't have to worry about keeping investment allocation on track.
    • Leave the detail to us with drip-feed and flexi-access drawdown - we'll manage the detail of getting a tax efficient regular income to your existing clients.

    * We reserve the right to introduce a charge in certain circumstances, as outlined in the Terms and Conditions.

    +Any switches/buys/sells will stop automatic rebalancing.

  • Options and services to suit you and your existing clients

    Once they reach 55 (57 from 6 April 2028) (or earlier in the case of ill health), your existing clients can withdraw money from their plan in full or in stages. You can help them choose:

    • Drip feed or flexi-access drawdown options
    • A lump sum (Uncrystallised Funds Pension Lump Sum)
    • An annuity
    • A small pot lump sum (where eligible)
    • Or a combination of these

    See exactly what your clients are getting for their money, with adaptability as and when their needs change.

    Phoenix Wealth Pension Funds Only plans Read our Charges Guide
    Self-invested plans taken out before September 2014 
    Read our Charges Guide
    Self-invested plans taken out between September 2014 and April 2015 
    Read our Charges Guide
    Self-invested plans taken out between April 2015 and September 2016 
    Read our Charges Guide

    It's easy to manage and service your clients' existing policies using online services.

    • Take a 2 minute tour and let us show you what you can do and how to get started.  

      Through our service team, we can produce illustrations for:

      • Placing an existing policy into Flexi-access drawdown
      • Drawdown pension transfers in
      • Moving additional funds into existing Capped drawdown pension
      • Taking an Uncrystallised Funds Pension lump sum from an existing policy

      Call us on: 0345 129 9993

      We sometimes record our telephone calls and use the recordings to train our staff so we can give better service. All recordings are stored securely.

    • Options at retirement

      Investment options Retirement options
      Keep all your money invested Take tax free cash Take a taxable regular income Take lump sums when needed Capped drawdown Take all your money in one go
      Pension funds and self-investment Yes Yes, as a lump sum or regular income Yes Yes


      Available only to clients already using this option


      For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

    • View our range of useful Retirement Wealth Account guides and documents
    • Help your existing clients adapt to life’s changes

      Fund information

      Get factsheets, compare fund performance and check fund prices.

      Pension income drawdown

      Help your clients access the right income at retirement with our flexi-access and drip feed drawdown options.

    • Please get in touch if you have any queries about the Retirement Wealth Account. We are here between 8.30am and 5.30pm, Monday to Friday.

    • Please bear in mind

      The value of your client's investment can go down as well as up and is not guaranteed, which means your client could get back less than they originally paid in. Tax and legislation are likely to change in the future, and the information above is based on our interpretation of current law and HMRC rules. The value of any tax benefits will depend on your client's personal circumstances.