Adviser site

The content of this site is aimed at financial advisers only. Click here for the customer site.

Menu

  • I want to know what my clients' options are at retirement

  • Other pension products - The Executive Pension, The Section 32 and Trustee Investment Plan

    If your existing clients hold any of these products, they can continue to enjoy and make the most of their plans' features. Here's a reminder of what they offer, as well as the retirement income options available.

  • A workplace pension scheme for employers wishing to reward their employees with a pension plan offering a wide range of pension investment funds.

     Investment options
              		Retirement options
             
     Keep all your money invested
         		Take tax free cash
    		Take a taxable regular income
    		Take lump sums when needed
    		Capped drawdown
    		Take all your money in one go
    Pension funds
    		Yes
    		Yes
    		Yes
    		No
    		No
    		Yes


    For clients looking to get a guaranteed income for a fixed period or for life, this can be arranged through us or another provider.

    Find out more

    A personal pension for individuals wishing to transfer out of an occupational scheme but retain any enhanced tax-free cash entitlement. Offers a wide range of pension investment funds.

     Investment options
         		 Retirement options
             
    Keep all your money invested
    		Take tax free cash
    		Take a taxable regular income
    		Take lump sums when needed
    		Capped drawdown
    		Take all your money in one go
    Pension funds
    		Yes
    		Yes
    		Yes
    		No
    		No
    		Yes


    For clients looking to get a guaranteed income for a fixed period or for life, this can be arranged through us or another provider.

    Find out more

    A pension fund investment plan for trustees of occupational or self-invested pension schemes, with no ongoing plan charges for existing clients.

    Investment options

    Choose from a range of pension funds investing in Money Market, Fixed Interest, Property and Shares. And depending on your preference, you can opt for ready-made portfolios or pick your own funds.

    Withdrawal options

    Both single and regular withdrawals can be made, and the plan can be cashed-in at any time.

  • Help your clients get more from their plan

    Choose from a wide range of funds

    We offer a well governed range of funds to suit your investment approach and client needs.

     

    Access our fund range

    View our supporting literature

    You can find useful forms and guides for all our products in our literature library.

     

    Literature library

  • Please get in touch if you have any queries about the above plans. We are here between 8.30am and 5.30pm, Monday to Friday.

  • Please bear in mind

    The value of your client's investment can go down as well as up and is not guaranteed, which means your client could get back less than they originally paid in. Tax and legislation are likely to change in the future, and the information above is based on our interpretation of current law and HMRC rules. The value of any tax benefits will depend on your client's personal circumstances.