• We can help your existing clients enjoy a flexible retirement income

  • Pension income drawdown

    With retirement comes uncertainty. Your clients' priorities and needs of today are likely to change as they grow older.

    With flexi-access drawdown, you can give your existing clients greater flexibility to manage the unknown. And with drip feed drawdown, you can help them smooth their transition into retirement.
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    Drip feed drawdown

    Ease your clients into retirement

    • Smooth the transition from work to retirement - with the option for additional monthly income.
    • Opportunities for tax efficient planning by phasing the level of tax-free income taken.
    • Monthly 'payslips' so your clients can keep up to date with how much income is received and tax paid. 
    • Leave the detail to us. We'll pay your clients' tax efficient regular income quickly, as well as reduce the pension-related tax administration for them.
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    Flexi-access drawdown

    Flexibility to help manage the unknown

    • Flexibility for your existing clients to take as much or as little income as they need.
    • Option to move the entire fund, lump sums or regular amounts into drawdown.
    • Option to take 25% tax-free cash of the amount moved into drawdown.
    • We'll work out the detail and keep pensions-related tax administration to a minimum for your clients.

     

  • Available on the following products

      Flexi-access drawdown Drip feed drawdown
    Retirement Wealth Account
    Yes
    Yes
    The Personal Pension
    Yes
    Yes
    Family Suntrust
    Yes
    No
    The Executive Pension
    Yes
    No
    The Section 32
    Yes
    No
  • Help your existing clients plan a flexible retirement income

    Literature-aub

    Literature Library

    Here you'll find useful forms, as well as our pension benefits guide.

    Fund-factsheet-pink

    Fund information

    Get fund prices and factsheets.

  • Show your clients how drawdown could work for them. Call us on 0345 129 9993.

    Our service team can produce illustrations for you. We sometimes record telephone calls to help with training, service and security.

  • Please bear in mind

    By taking income from a pension fund, together with any charges, your client is reducing the value of their pension fund and potential for future growth - particularly if they take high levels of income and/or investment returns are poor. The value of the fund could fall below the amount originally placed in drawdown and could even run out sooner than illustrated.

    Taking high income and/or lump sums may mean your client will pay more tax, and could cause them to enter a higher tax bracket.

    Tax treatments are subject to change and depend on individual client circumstances.

    Investments can fall in value as well as rise and clients could get back less than they invest.