The Personal Pension | Adviser | Phoenix Wealth | Phoenix Wealth

I want to support my existing clients with complete retirement flexibility

The Personal Pension

The Personal Pension is open to new investments from existing clients.

Your clients can continue to enjoy their plan's rich features, including complete flexibility with retirement income, as well as access to a wide range of well governed investment funds.

Benefits at a glance

Complete flexibility with retirement income - if your existing clients are looking to access their income, we offer the fullest choice of pension freedoms retirement income options.
Wide investment choice - thanks to our wide range of well governed pension funds, your existing clients can adapt their investments as and when their needs change. We don't charge to carry out fund switches*
Freedom to change or top up contributions - increase, reduce, stop, top up contributions, or transfer in from other pension plans - with no minimum amounts.
Save time with automatic portfolio rebalancing+ - so you don't have to worry about keeping investment allocation on track.
Leave the detail to us with drip-feed and flexi-access drawdown - we'll manage the detail of getting a tax efficient regular income to your existing clients.
Support when you need it - you'll be greeted by some of the most experienced people in our business to support you when managing your clients' investments.
* We reserve the right to introduce a charge in certain circumstances, as outlined in the Terms and Conditions.
+Any switches/buys/sells will stop automatic rebalancing.

Options at retirement

Investment options

Retirement options

Keep all your money invested

Take tax free cash

Take a taxable regular income

Take lump sums when needed

Capped drawdown

Take all your money in one go

Pension funds

Yes

Yes, as a lump sum or regular income

Yes

Yes

Yes:

Available only to clients already using this option

Yes

For clients looking to get a guaranteed income for life, an annuity can be arranged through us or another provider.

Help your existing clients adapt to life's changes

Fund information

Choose from our wide range of insured funds to invest in.

View fund prices & factsheets

Literature library

View our range of useful forms and guides in our literature library.

Explore

Pension income drawdown

Help your clients access income at retirement.

Pension income drawdown

Please get in touch if you have any queries about the Personal Pension. We are here between 8.30am and 5.30pm, Monday to Friday.

Please bear in mind

The value of your client's investment can go down as well as up and is not guaranteed, which means your client could get back less than they originally paid in. Tax and legislation are likely to change in the future, and the information above is based on our interpretation of current law and HMRC rules. The value of any tax benefits will depend on your client's personal circumstances.