• Retirement is the time to relax and enjoy doing the things you love

  • Your retirement journey

    Retirement is the time to relax and enjoy doing the things you love - it shouldn't be the time for money worries.

    Follow our retirement journey to learn how, together with your adviser, you can aim to make your money work harder.

  • Select what stage of retirement you're at


    Contemplating retirement (age 55-64)

    This could be the ideal time to pay off any debts, and work on a plan that gives you an adequate income once you decide to retire.


    Active years (age 65-74)

    These years are a time of big change. You'll reach state pension age and also may have stopped working.


    Winding down (age 75-84)

    Failing health is one of the biggest factors affecting wellbeing and this has important financial implications.



    Once you reach your mid-80s, it's natural to start thinking about how you'd like to pass your money on to loved ones.

  • Please bear in mind

    It's important to think carefully about your financial plan for retirement. An adviser can help you to understand your options and recommend the best path for you.

    The value of investments can fall as well as rise and is not guaranteed - you could get back less than you invest.

    Tax treatments can change in the future and depend on your individual circumstances.